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5 New Years Financial Resolutions

Here are some simple steps you can take in order to do better with your money in the coming year

With the new year just around the corner, it’s a great time to take stock of your financial situation. You can look back over the past year and make an assessment to see how your can improve your budget and your bank account. Once you check out what kind of shape your accounts are in, you can take steps to do better with your money in the coming year. Instead of staying in the same old rut and getting further into debt, you can make a plan to get out of debt and begin saving. Here are 5 financial resolutions you can take to help you meet that goal.

  1. Avoid using credit cards. You’ll be in much better shape if you pay cash for your purchases. Credit cards will add a lot of interest to your original cost and unless you make every payment on time, you’ll also be charged with late fees and penalties. Avoid this by keeping some cash in your pocket.
  2. Buy on sale. No matter how badly you want the newest gadget that just came out or the newest model phone, don’t buy it! Wait until the price drops so you can get your item cheaper and save money. Watch ads and check for online sales periodically until you can buy the item for a better prices.
  3. Save save save! However much money you are bringing in from your job, put a certain amount of percent into a savings plan. If this is hard for you to do, ask your employer to automatically put a portion of your salary into savings.
  4. Cut back on expenses. Find ways each day to save money, such as cutting back on fast food.
  5. Earn more. Look for opportunities to earn more money in the coming year.
financial new year's resoultions

Wishing you a new year free of financial trouble

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